Health Insurance Made Easy

North Country HealthCare is here to assist you with enrolling in a health insurance plan that is right for you. Our expert health insurance navigators will guide you through the process and help you each step of the way — we’re making it easy!

Open Enrollment for 2022 is over, but you may still be able to enroll in a Marketplace health insurance plan for 2022 if you qualify for a Special Enrollment Period. You’re eligible if you have certain life events like:

• getting married
• having a baby
• adopting a child
• moving
• losing other health coverage.

Job-based plans may have different Open Enrollment Periods. Check with your employer. You can apply and enroll in AHCCCS (Arizona’s Medicaid program) and KidsCare any time of year.

Below you’ll find some information to help you understand your insurance plan. At the bottom of the page, you can fill out a form to request a health insurance enrollment appointment. Feel free to contact a North Country HealthCare location near you with any questions.

Want to see what programs you could qualify for? Check out our Program Eligibility tool!
Check your eligibility

1. Get Health Coverage & Benefits

• Ask us for help with health insurance, SNAP, KidsCare and/or AHCCCS enrollment
• Visit healthcare.gov/see-plans/ to see what you might qualify for. It will tell you what you should expect to pay, as well as if you should apply for Medicaid.

2. Understanding Your Insurance Plan

• Copayment – A fixed amount (for example, $25) you pay for a covered healthcare service, usually when you get the service.
• Coinsurance – Your share of the costs of a covered healthcare service, calculated as a percent (for example, 20%) of the allowed amount for the service.
• Deductible – The amount you owe for healthcare services your health insurance or plan covers before your health insurance or plan begins to pay.
• Explanation of Benefits (EOB) – A summary of healthcare charges that your health plan sends you after you see a provider or get a service. It is not a bill.
• Network – The facilities, providers and suppliers your health insurer or plan has contracted with to provide healthcare services.
• Out-of-Pocket Maximum/Limit – The most you pay during a policy period (usually one year) before your health insurance or plan starts to pay 100% for covered essential health benefits. Monthly premiums are NOT included in this amount.
• Premium – The amount that must be paid for your health insurance or plan (usually a monthly payment).

For more health insurance related terms visit the glossary at: healthcare.gov/glossary

3. Make an Appointment at North Country HealthCare

Fill out the form below to request an appointment for health insurance enrollment assistance at your nearby North Country HealthCare location.

• Download this PDF checklist for documents to bring with you when applying for health insurance through the Marketplace.

If you have a question for your medical care provider, please do not send it through the website. North Country HealthCare takes every step possible to keep your health history private and addressing a medical question via email may put your privacy at risk.

If you send a medical related question via email, we will not respond. Please contact North Country HealthCare directly by phone.

Please also note that any contact that you make with North Country HealthCare via our website does not create a patient/physician relationship and does not make you a patient of North Country HealthCare.

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